Your Complete Financial Plan: Aligned, Transparent, and Built Around You
Our Core Services
Comprehensive Financial Planning
Coordinated plan aligning investments, taxes, insurance, cash flow, and goals. Gain clarity and confidence with your finances.
Legacy & Estate Planning Support
Protecting your legacy while ensuring a smooth, smart transfer of wealth to future generations and causes.
Tax Strategy & Tax Planning
Demystify your tax return, spot deductions, plan Roth conversions*, and reduce today’s liability while preparing for future opportunities.
Holistic Wealth Management
Integrating investments, taxes, and lifestyle goals into one seamless wealth strategy.
In-Depth Retirement Planning
Creating a personalized retirement plan that considers Social Security, withdrawal strategies, healthcare costs, and other potential risks, helping you retire with clarity and control.
Business Succession Planning & 401k
Supporting business owners with liability mitigation, smooth transitions and smart retirement plans that benefit both you and your employees.
*Traditional IRA account owners have considerations to make before performing a Roth IRA conversion. These primarily include income tax consequences on the converted amount in the year of conversion, withdrawal limitations from a Roth IRA, and income limitations for future contributions to a Roth IRA. In addition, if you are required to take a required minimum distribution (RMD) in the year you convert, you must do so before converting to a Roth IRA. Proper Planning & Wealth Management and LPL Financial do not provide legal advice or tax services. Please consult your legal advisor or tax advisor regarding your specific situation.
“True financial planning is more than investments. It’s about building confidence, creating clarity, and designing a complete plan that aligns your wealth with your values and your goals."
— Lucas Fender, Founder & Wealth Advisor
Powered by the Latest Award-Winning Financial Planning Software, Including:
RightCapital is our primary financial planning system, used to simplify complex decisions into clear, visual roadmaps. It helps us model retirement scenarios, tax strategies, and “what-if” situations so you can see exactly how today’s choices affect tomorrow’s results.
For certain clients, we partner with Trust & Will to create legally-valid online estate documents quickly and effectively. In more complex situations, we collaborate with qualified local estate attorneys to ensure your plan is comprehensive and customized.
Holistiplan analyzes your tax return quickly and accurately, highlighting deductions, Roth conversion opportunities, and ways to reduce your current and future tax burden. It gives you a clearer picture of where you stand and opportunities where you can save.
Wealthbox is our secure client relationship platform that keeps everything organized and connected. It ensures seamless communication, timely follow-up, and a coordinated approach so nothing falls through the cracks in your financial plan.
Proper Planning & Wealth Management and LPL Financial are not affiliated with any of the above mentioned companies.